PRICING PROGRAMS

Multiple processing platform options allows me to offer many solutions to better service your specific needs.

PATIENT PAY CASH DISCOUNT PROGRAM
CASH BASED PRACTICES ONLY

$20 A Month

This program is for cash-based practices only.
The patient will receive a 4% discount if they pay cash.
100% legal and compliant in all 50 states.
Great for chiropractors. Instead of raising the cost for all your patients, you are just raising it for the ones that pay with a card and giving them the option to pay cash and keep the pricing they are used to paying.
The terminal will automatically compute the total.

Average savings of over $750/yr

The lowest cost traditional processing program for businesses processing over $2,500 a month.
Wholesale rates are charged with a minimal fee on top to be paid to Chiropay.
LOWER rates than banks and popular malpractice insurance partnership programs.
No hidden fees and your rate to Chiropay will never increase.

Mobile Processing with Invoicing

This program is the only legal and compliant program for patients to pay for processing.
This program will reduce your processing costs by 50%-75% on average.
Applies a surcharge of 3% on all cards but debit cards to cover the cost of processing.
Debit cards will be charged a flat fee.
Legal and compliant in all states but Connecticut and Massachusetts.

VISA now set strict guidelines on the cash discount and surcharge program. Failure to follow these guidelines will result in fines that start at $1,000 and are being heavily enforced.
Cash discount must have all your fees raised by 4% and the terminal will deduct 4% for any cash purchase. If your terminal is adding the 4% and not deducting it, this will cause a fine.
The Surcharge program is capped at 3% and the terminal will automatically add 3% to the patients overall total. However, you are not allowed to surcharge a debit card which includes HSA and FSA debit cards.
If you are an insurance based practice you are not able to increase your cost for copays, which eliminates the cash discount program. However, VISA does give you the option to surcharge and recover the cost of the processing.
More information can be found on VISA's website.